What is capital acquisitions tax?

Capital acquisitions tax is a tax on the assets a beneficiary receives as a gift or as an inheritance. Capital acquisitions tax is charged at 33%.

What is a small gift exemption?

A small gift exemption is available annually and allows the transfer of €3,000 to another person without the need to pay CAT (Capital Acquisition Tax). This small amount can add up over time and is an effective way to optimise your tax obligations.

Personal Financial Planning

The key to long-term financial security is planning. Personal financial planning involves aligning your wants and values to your future finances. A defined and straightforward financial plan helps reinforce peace of mind. A person can rest easy knowing their financial future is being secured. A financial plan can help an individual achieve financial independence and have a comfortable and secure lifestyle.
Our team of financial experts, helps a client make informed and practical decisions about their financial needs going forward.

We’ll help you work out essential information like:

How Much You’ll Need to Retire
How to Invest as Tax-Efficiently as Possible
Pension Information
Inheritance Tax Planning
Investment Portfolio Advice
Mortgage Advice

To schedule a consultation with our financial planner, get in contact with Nestegg Wealth Brokers Ltd today.

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Stages that Go Into Personal Financial Planning

- Planning
As mentioned planning is the first and most important step. Planning involves working out the amount you’ll need for your nestegg before developing a strategy of how you’ll achieve these financial milestones.

- Financial Plan

We draw up a financial plan that is tailored to your income and lifestyle. A proper financial plan is optimised to take advantage of all financial incentives related to pensions, savings and investments while being as automated as possible to make long-term saving effortless.

- Cash Flow Modelling

Cash flow modelling is designed to show the impact of various life events on your earning potential and finances. Cash flow modelling incorporates events like a business sale, divorce, education fees, and retirement planning expenses into your financial plan. This ensures your financial plan is future-proofed and practical.

We are taking bookings for personal financial planning consultations. To book your place please get in contact with our Portmarnock offices.

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Personal Financial Planning FAQ

How much does personal financial planning cost?

This depends on your requirements. During the initial consultation, we can quote you a fully customised price. It’s important to remember that personal financial planning is designed to safeguard your financial future. Our upfront fee will likely pale in comparison to the savings you’ll be able to take advantage of thanks to our advice.
How often should I update my personal financial plan?

We highly recommend reviewing your plan after a major change in your lifestyle. Your plan should be reviewed after you get married, become a parent, after a divorce or after any major increase or decrease in your earnings.